First in KSA

Split any purchase into four

Four equal monthly payments. Works with any merchant on Fina. Shariah compliant, zero interest.

Start Paying in Installments How it works
  • ✓ Shariah Compliant
  • ✓ Zero Interest
  • ✓ Same-day Supplier Payout
Pay in 4 installments with Fina
What it is

Your business buys. Fina pays. You pay in 4.

The simplest way to spread a business purchase. Four equal monthly payments. 25% at checkout, the remaining three on the same date each month. Shariah compliant. Zero interest. Zero hidden fees. The total shown upfront equals exactly what the business pays.

How it works

Three simple steps

01

Choose Fina

Pick Pay in Installments at checkout. See the schedule.

02

Pay 25% today

First installment to the merchant at checkout.

03

Three monthly payments

Remaining installments run the same date monthly.

Who it's for

Small, frequent purchases. Big impact.

Why businesses love it

Simple. Predictable. Zero cost.

Cash Flow

Preserve working capital

Pay 25% today. Keep 75% working in the business for three more months.

Simplicity

No complicated terms

Four equal payments, same date monthly. No variable rates, no balloon payments.

Transparency

Total cost = purchase price

No interest. No markup. No hidden fees. What you see is what you pay.

Network

Works across Fina merchants

100+ merchants on Fina, growing daily. Nominate suppliers — Fina onboards fast.

Control

Early repayment welcome

Pay remaining installments early anytime. No penalty. Boost restores instantly.

FAQs

Everything to ask

No. Four payments equal the purchase price. Zero interest, zero markup, zero hidden fees.
Pay Invoice defers the full payment up to 90 days. Pay in Installments requires 25% upfront and spreads the rest over 3 months.
Yes. Different purchases, different products. Your call per transaction.
Always welcome. No penalty.
Within your overall Fina Liquidity Boost — up to SAR 2.5M depending on plan.
Yes. Reviewed by an independent Shariah supervisory board.