For B2B marketplaces

Scale your marketplace with flexible payments

Pay Later across your vendor base. Unlock new revenue. Simplify operations. No added risk.

Enable Fina How it works
  • ✓ Shariah Compliant
  • ✓ No Late Fees
  • ✓ Built for marketplaces
Fina for marketplaces
Built for marketplaces

More GMV. New revenue. Zero risk.

Marketplace-grade payments that scale with vendors and buyers.

Growth

Boost GMV with flexible terms

+GMV

Buyers pay later, split or revolve. Bigger baskets, higher repeat purchase across vendors.

Monetization

New revenue line

+Rev

Split processing fees between vendors and buyers. Add markups. Your marketplace, your rules.

Simplicity

Lean vendor onboarding

1 form

Simple agreement, minimal setup. Fina handles buyer checks, collections and payouts.

Already in your workflow

Fits your marketplace. No re-architecting.

Fina works whether you handle payments directly or through processors. Mixed baskets and split orders supported.

Risk ownership

We own the risk. You own the customer.

Buyer onboarding

Fina runs real-time credit and fraud checks on every buyer. Scoring built for Saudi B2B. More buyers clear than any other provider.

Non-payment

Fina pays you instantly, regardless of whether the buyer repays. Default, fraud, late payment — all absorbed. You are never exposed.

Disputes

Buyer disputes follow your own returns policy. Fina coordinates with you. Never overrides your process.

Customer relationships

Your buyer stays your buyer. Fina does not market, does not cross-sell, does not route to competing sellers.

FAQs

Questions from marketplace operators

All types. Whether you process payments directly, route through a processor, hold inventory or simply connect vendors and buyers. Mixed baskets and split orders are supported.
A simple contractual agreement and quick setup. Vendors do not need a separate technical setup — if your platform is live with Fina, every vendor on it is too.
Yes. You decide how processing fees are split and can add a markup. This becomes a new revenue line for your platform.
Yes. Mixed baskets from multiple vendors and products that ship at different times are both supported.
Fina runs credit and fraud checks in real time, before the order is confirmed. Vendors ship only after approval. Non-payment risk sits with Fina.
Yes. Reviewed by an independent Shariah supervisory board. No interest for buyers, vendors or the marketplace. No late fees either.